Credit Bureau is the ultimate Credit Report Guide for South Africa.


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Credit Bureaus

Credit Bureau is the ultimate Credit Report Guide for South Africa. Credit Reports give you all the insight and information you need when looking for a Credit Report. Start now by letting Credit Bureau get you your credit report. We have innovated the way South Africans access their credit information, credit scores and build their credit status. Your credit report is the first step in building your credit power and getting access to credit that costs you less. Nowhere on the web will you find it easier to get your credit bureau check than with creditbureau.co.za

Our 4 Leading Credit Bureaus


We are the leading credit bureau partner in South Africa. You can instantly get your TransUnion Credit Report compared side by side with your Experian, Compuscan and XDS report in an easy to read format, giving you the insight you need to build your credit status. Credit Bureau, powered by Kudough, brings you your credit information from TransUnion, wrapped up with your credit information from other leading credit bureaus and presented to you in the Kudough Credit Report.

At the centre of the South African economy for more than 100 years, TransUnion Credit Bureau maintains data on 18 million consumers and 3.3 million businesses, keeping updated consumer payment profiles on more than 36 million consumers monthly. TransUnion, headquartered in Chicago, is one of the largest and most respected credit bureaus in the world with offices in 23 different countries. 

In 1901 Dunn and Bradstreet started the first credit bureau in South Africa and sometime later was sold and the name was changed to ITC. As the leading credit bureau for many years ITC Credit Bureau dominated the industry and a credit check even became known as an ITC check. ITC Credit Bureau or the Information Trust Corporation no longer trades as ITC Credit Bureau but as TransUnion Credit Bureau. 

In 2003 the company name changed from ITC to TransUnion. The reason for this name change in South Africa was to bring together and more clearly identify the company with the 25 other TransUnion companies globally.

As with all credit bureaus TransUnion is registered with the National Credit Regulator and subject to the regulations of the act


A good credit score is paramount when purchasing a home, financing a vehicle or obtaining any other loan.



Since its establishment in 1994, Compuscan has emerged as the first truly home-grown African Credit Bureau, committed to being a total credit management solutions provider for emerging markets. Compuscan's credit management solutions, risk information and technologies turn strategy into action and elevate business performance by giving you the power to automate more decisions, improve the quality of your decisions, and connect decisions across your business.

As a full service credit reference bureau, Compusccan collects, validates, loads, verifies, houses and distributes consumer credit information. In addition, they provide a complete range of value adding products and services to assist you in making the best business decisions, thereby enabling you to minimise your risk and maximise your profits.

Compuscan has a proven track record and years of experience in the credit industry and are a recognised market leader in developing markets. Over the years they have developed their expertise by working closely with customers to refine systems and processes in order to develop purpose driven credit management solutions and decision-making systems. Partnering with organisations and businesses around Africa to establish and strengthen customer relationships and provide businesses with a competitive advantage.

Credit Bureau, powered by Kudough, has Partnered with Compuscan to bring you your credit information, wrapped up with your credit information from other leading credit bureaus, and presented to you in the Kudough Credit Report.

It is important to maintain a good score as credit providers consider this information when deciding whether they will extend credit to you



A leading credit bureau partner in South Africa, giving you instant access to your Experian Credit Report compared side by side with your TransUnion, Compuscan and XDS reports in an easy to read format, giving you the insight you need to build your credit status.

Experian is a global credit bureau established in 1980 with its headquarters in Dublin and operations in 36 different countries. Experian is a global leader in providing information solutions to organizations and consumers, combining the power of their comprehensive credit history database, scoring expertise and sophisticated software to deliver holistic solutions to the South African credit granting industry.

As with all credit bureaus Experian is registered with the National Credit Regulator and subject to the regulations of the act.

Powered by Kudough, Credit Bureau has partnered with Experian to bring you your credit information, wrapped up with your credit information from other leading credit bureaus, and presented to you in the Kudough Credit Report.


Your credit score is calculated using the information contained on your credit report, including account information, your payment history, adverse information, public records and enquiries



Instantly get your XDS Credit Report compared side by side with your TransUnion, Compuscan and Experian report in an easy to read format, giving you the insight you need to build your credit status.

Xpert Decision Systems (XDS) is a 100% independently black-owned credit bureau in South Africa. XDS delivers innovative, user-friendly information solutions and technologies that can be trusted and tailored to our customer's specific needs.

XDS is a proud Level 1 empowerment contributor in terms of good practice on Broad Based Black Economic Empowerment as rated by Empowerdex. As with all credit bureaus XDS is registered with the National Credit Regulator and subject to the regulations of the act.

Powered by Kudough, Credit Bureah has partnered with XDS to bring you your credit information from XDS, wrapped up with your credit information from other leading credit bureaus and presented to you in the Kudough Credit Report.




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